r/HospitalBills 12d ago

Good bill

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33 Upvotes

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u/Cultural-Ad1121 12d ago

I believe your 401k does not affect ACA requirements. That is not earned income.

And the hospital cannot negotiate with you if they have an in network contract. It would violate their contract with the insurance.

2

u/HidingoutfromtheCIA 12d ago

Roth IRAs generally do not count as income for ACA purposes. Regular 401ks do count as income.