r/HospitalBills 12d ago

Good bill

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u/Cultural-Ad1121 12d ago

I believe your 401k does not affect ACA requirements. That is not earned income.

And the hospital cannot negotiate with you if they have an in network contract. It would violate their contract with the insurance.

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u/Educational_Leg7360 12d ago

wrong. you can ALWAYS (not that every facility will). negotiate for the patient responsibility part of the bill. that’s between the facility and the individual. you cannot negotiate an in-network contractual adjustment and insurance reimbursement amount.