r/HospitalBills • u/[deleted] • 12d ago

Good bill

[deleted]

33 Upvotes

80% Upvoted

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u/Away-Record7066 11d ago

You didn't mention if the Hosp has a payment plan, make monthly payments till you can access your 401k. If not, let it go to collections.......then you can bargain for a final payment.

As for your credit rating........it will drop till you pay, then bounce back up. I'm in a similar situation & make $100 a month payments directly to my Hosp Acct.

1

u/Bulldogmom56 11d ago

Yes that’s what I’m gonna do. Hospital requires it paid off in 12 months. I can pay it off in 18 but they refuse to do that. 🙄

1

u/LostUnderstanding117 11d ago

Walk in to payment office hand them a paper check every month 50.00$ or so and they take it they cannot send it to collections.

1

u/Away-Record7066 11d ago

This is not true........it takes on a life of its own because it worked for a few people. They COULD send it to collections if you nickel & dime them !!