r/HospitalBills • u/Serious-Age983 • 9d ago

Medical bill and collections

I payed a medical bill and the same day got a call from collections. The bill was 300$ I sent proof of payment etc. from a hospital visit in may of this year.

With the current rules/ regulations in place does anyone know if this will negatively affect my credit score. I am getting conflicting information online due to a previous proposed statue/ law being revoked about the ability for debt collectors to report medical debit to credit aggencies

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u/saysee23 9d ago

No. Did you pay the provider before collections called? Just make sure collections knows it's paid.

-1

u/Stop-Looking_For_Me 9d ago

Send a message to your provider that you will be taking them to small claims court for this being incorrectly being sent to collections. Send them a copy of your proof of payment, log of time you spent and your hourly rate dealing with this nonsense. Every new instance should be rounded up to one hour.

From there they will hastily fix this for you…

Nothing works better than fighting fire with fire.

1

u/DifficultAd9093 9d ago

They would have to prove in court that the debt was sent to collections after they paid. It was likely already sent over the day they paid with the provider.

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u/Stop-Looking_For_Me 9d ago

The call from collections is the proof…? Otherwise why would it be an issue?

Screenshot the call from your phone and they should be proof enough in the meantime.

Small claims court isn’t a rigorous in depth discovery intensive beast…

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u/DifficultAd9093 9d ago

The account was likely turned over to the collection agency a week or more before the agency reached out to the patient.

-1

u/DifficultAd9093 9d ago

Medical debt under 500 does not get reported to the credit bureaus, but even if it was more, the collection agencies don’t report to the credit bureaus immediately, they will try and establish contact with the debtor to resolve it first.