r/IdiotsInCars 6d ago

OC [OC] Dude fucked his truck up

2.8k Upvotes

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24

u/ProgrammedArtist 6d ago

Not fucked up enough in my opinion. Dude needs to total it and have video evidence presented against him so he doesn't get any money from it.

11

u/an_actual_lawyer 6d ago

Insurance covers stupidity - a video wouldn't change things.

Insurance does not cover intentional damage, but the "intent" has to be "I'm trying to fuck up my truck" not "I'm a moron who thinks this is ok."

0

u/peoplearekindaokay 6d ago

But only if you pay for them to cover your stupidity when it negatively effects yourself, which is not a mandatory requirement in all states.

2

u/an_actual_lawyer 6d ago

Sure, but this homey almost certainly has a payment on that truck and your lender always requires full coverage.