Do I need cash?

[u/Low-Cartographer8758]

I will be visiting Luxembourg for the first time. Yoo hoo! I heard that Germany usually accepts cash only at shops which really stunned me in 2025. How about Luxembourg? I am not sure how much time I will spend in the city but I may go to local shops or something as a tourist. Can I just use a debit card? Another question: Pickpocketing for cash or mobile, how worrying is it when it comes to these kinds of crime?

[u/Gfplux]

Luxembourg does not require cash. However it is not very cost affective if you don’t have euros in your credit/debit card account and have to change currency at every transaction

[u/d4fseeker → u/Gfplux]

always decline currency conversion on the terminal and pay in the local currency using credit card. Dcc is not-quite-scam. Most credit cards (but not bank cards) have quite good conversion rates with little to no fees attached