r/hypotheticalsituation • u/BlumpkinDude • 8h ago
You choose: One thing will cost $250 for life
You are presented this deal. You get to choose one of several things that will cost at most $250. Things can still be less, but if you go to buy or pay for something, you have a special discount that will be applied so the price is $250. The catch is, if you buy something that costs way more, you cannot resell it. It is for your use only or for your immediate family, but they cannot own it. Here are the choices:
Medical care. Your current insurance, if you have it, is still in place. But if you develop cancer, or something else serious, all of the treatment for it would cost no more than $250. If you need long term care, $250. If you need a really expensive medication for a long period of time, $250. If you need extensive rehab, $250. This extends to your immediate family, children, spouse, parents.
Traveling. You can fly anywhere you want, or travel any way you want, and it will cost $250. First class ticket to Dubai? $250. However, this applies to just your travel. Your hotel, activities, food, etc are not part of this. But your travel from point A to point B is not going to cost more than $250.
Vacation. Just the reverse of above. Anywhere you travel to, your accomodations cannot cost more than $250. That doesn't mean you can be permanently on vacation. It is reasonable and the entity granting this will know what is and isn't reasonable. Luxury 5 star hotel? $250 total. This also applies to any Airbnb or anything like that. This doesn't count towards other costs of your vacation. If there are things included with your stay, like if it's all inclusive, that's fine.
Car. You can purchase any car you like and it will cost no more than $250. If you are married or something, you can gift one car to your spouse or SO. However you cannot own more than one car at a time. You cannot resell it or gift it to anyone but your SO. You are responsible for all gas, insurance, repairs, etc. If you want to get a new car, you have to wait 6 months before you can. Same rules apply for your SO, but you have to do it, they can't go buy it. If it breaks down in those 6 months, you have to pay for repairs.
Food. Any restaurant, grocery store, etc. You can go to the nicest, fanciest most exclusive restaurants, and your check will never exceed $250. You cannot host more than 3 other people. You have to pay and cannot accept money from your party of up to 3. It has to come from you. If you go to the grocery store, you can buy anything you want, but pay no more than $250. You can't resell anything you buy though. Or accept compensation in any other way.
This choice lasts for life and you get one chance at it. You cannot use your discount to profit or anyone close to you in any way. There's no loophole that allows you to. What is your choice?
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u/RoeddipusHex 7h ago
Medical is attractive but I feel like vacation is the way to extract the high dollar benefits.
A private villa on lake Como with meals and staff... $250.
A 'round the world all inclusive cruise... $250.
A private yacht in the Mediterranean... again... with staff and meals...$250.
Private island...
African Safari...
I'm in.
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u/LochNose_Monster 4h ago
This is a great choice, I agree!! I feel like it has to be car or safari.
Travel sounds great, until you need to get an Uber to a party and, boom, goodbye Ā£500! Or a bus/train to work every day š same with food, even if you really stocked up, Ā£250 every time you get food would be a pain. And no more popcorn at the cinema, or a pack of gum at the gas station!
I think medical might be ok, but some places pay monthly for prescription, so would that be a one off Ā£250 for all long term meds, or are you going to be losing Ā£250 every month? And what if you pick up something over the counter, like heart burn tablets or a paracetamol, is that going to be Ā£250?
Just not worth it for any of the non- luxury options!
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u/Various-Stress-4469 2h ago
Things can still cost less than $250. So if an uber costs $30, it costs $30.
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u/United_Concept1654 8h ago
What about the car for our kids? Also, if I canāt gift it or sell it, what happens to all the old cars? They have to go somewhere
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u/BlumpkinDude 8h ago
Nothing for your kids. But it doesn't mean you can't buy a car for them. Just without the discount. If you decide you want a new car, you just trade in your old one.
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u/SubdueNA 24m ago
If you can trade in the car then, then this is the way to go. Buy an expensive car for 250. Trade it in to make a regular purchase of a less expensive car. Then sell that car at market value. Money glitch unlocked.
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u/PIPBOY-2000 8h ago
I live in the US so medical care. It's the only one of these that can involuntarily bankrupt me. Sad but true.
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u/REC_HLTH 46m ago
Especially since they said it applies to our family, kids, spouse, parents, etc. too!
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u/Plot-3A 7h ago
I guess that I will take vacation. British so NHS, therefore not 1. Travel - Meh. Maybe. 3 - Meh again but possibly more useful than 2. 3. Car - Don't drive. 4. Food - An alright choice but I don't spend that much very often.
So Vacation I suppose. I was looking for energy...
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u/TheSugaredFox 3h ago
I realized immediately "no duh you're wrong self" but i saw "British so NHS" and read "bristish so No Healthcare Scams" š„²
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u/Middle-Accountant-49 5h ago
I think with food there are two options with the second one being more loopholey.
The first. Set up a charity to create cheap grocery donation kits for poorer families. You could essentially do this infinitely. People donate money. You use that money to buy groceries. You donate the groceries. I'm not profiting. I'm also not really being compensated.
The second same idea, but i make lunches and dinners for poorer families, the homeless, the elderly, etc. same process but the charity pays for kitchen space, materials, delivery etc, as well as my time at a reasonable rate. I get a full time job helping people, i'm not profiting from selling the groceries.. i'm just selling my time.
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u/Kange109 3h ago
500 million dollar single premium investment linked insurance plan.
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u/lauracf 8h ago
Medical care and itās not even close. (I live in the US.)
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u/Kamwind 7h ago
So either you are breaking the law or just ignorant on medical care. The most amount you can pay per year is around $9000 and that would be the broken into multiple billing events so hard to reach that $250.
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u/lauracf 7h ago
My parents are getting older and Medicare doesnāt cover long-term care. And thereās a good chance Iāll need long-term care too one day. That alone makes it a no-brainer.
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u/big_sugi 7h ago
WTF are you talking about?
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u/Fantasy-Bookkeeper 7h ago
"Medicare and most health insurance, including Medicare Supplement Insurance (Medigap), donāt pay for long-term care. This type of care (also called ācustodial careā or ālong-term services and supportā) includes medical and non-medical care for people who have a chronic illness or disability."
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u/big_sugi 7h ago
Thatās not at all relevant to the comment to which I replied.
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u/lauracf 7h ago
I imagine the comment to which you replied was referring to yearly out-of-pocket maximums on insurance plans. However, thatās assuming you have insurance, and donāt lose it, and donāt need any treatment not covered by your insurance. Also, the scenario says the TOTAL treatment for your medical condition wonāt come to more than $250. Not having to spend more than $250 on my type 1 diabetes for the rest of my life? Yes please!
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u/big_sugi 6h ago
I think that might be the case? Maybe? But it would mean they know thereās an OOP maximum, yet donāt realize how many things arenāt covered, even before getting in to issues with long-term care.
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u/Fantasy-Bookkeeper 6h ago
I thought you responded to the Medicare comment?
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u/big_sugi 6h ago
I responded to this:
āSo either you are breaking the law or just ignorant on medical care. The most amount you can pay per year is around $9000 and that would be the broken into multiple billing events so hard to reach that $250.ā
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u/Fantasy-Bookkeeper 7h ago
Also, you realize Medicare isn't free, right? You have to pay into it. Whether in taxes while you work to cover most costs after you retire (but NOT all) or like a regular insurance company, except there's no yearly cap for out of pocket expenses.
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u/Fantasy-Bookkeeper 6h ago
Have you ever considered that you're ignorant? Do you realize that $9k, even broken up in 12 or 24 instalments is A LOT for most people? And that's just individual. At 9K /24= $375, that's $850 per month. Already medical costs are lowered.
And I'm not sure where you're getting this "insurance is max $9k/year thing." I did a quick Google and the federal cap for an individual for out of pocket expenses is $9.2k, which does not cover the monthly premium, which is how much you pay per month for the pleasure of having insurance. I'm pretty sure this also only applies to people who get insurance not from an employer.
And besides that, just because a person HAS insurance doesn't mean the insurance covers everything. In fact, some/most insurance has a yearly cap that it sets on itself for how much it will cover. So if you exceed that $$$$, it's on you to pay.
Let's not forget co-pays! Co-pays can be anywhere from $10 for a regular doctor's visit (but only once a year, otherwise its $25) to like %40-60 of the cost of whatever you're getting done for in-network providers. I have really great insurance for me and my family, but the co-pay for getting tubes in my child's ears is $400. And remember, 9k is the out of pocket maximum for SOME people, not all people. AND spending $9k is a lot for most people.
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u/TestNet777 2h ago
Damn. I guess all those people who have medical bills that far exceed $9,000 because they required an ambulance or helicopter lift out of a bad car accident or because their shit bag insurance provider denied coverage for some form of treatment or surgery are just stupid then, huh?
Nah, that never happens. Never heard a story like that.
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u/Kamwind 2h ago
Or in most cases as has been found out by people who investigate it those stories lie, the people decided not to use the service provided by their insurance, or they were in different countries.
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u/TestNet777 2h ago
Are you serious? How old are you? Iām happy that youāve never had it happen to you or someone you know but your naivety is really shining through. Talk to someone dealing with a long term injury whose insurance company has denied the doctor recommended treatment path. Ask how they enjoy fighting an appeals process while dealing with their issue all just to get the treatment their actual doctors say they should. Ask a cancer patient who was denied treatment because an insurance person decided itās not necessary despite the doctors saying so. These stories arenāt one offs. They happen all the time. In network denial rates are about 20% in total. We arenāt talking 1-2%. We are talking near 1 in 5 claims is denied. 1 in 5!
You are either young and naive or you work for an insurance company and drink the kool aid.
https://www.valuepenguin.com/health-insurance-claim-denials-and-appeals
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u/lets_not_be_hasty 8h ago
Property.
All property, $250. Manhattan. LA. London.
Edit: since I can't resell it, I'll rent it.
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u/big_sugi 7h ago
āPropertyā isnāt an option, and the post specifically states that you canāt profit from it and there are no loopholes.
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u/Corevus 1h ago
You can't sell it, but didn't see anything about not being allowed to rent it
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u/alecesne 1h ago
Was Real Estate an option?
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u/digginroots 7m ago
No, and the vacation option was written to prevent people from using it to acquire a fancy residence for $250 (you canāt āalways be on vacationā).
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u/Petcai 7h ago
Travel any way you want? I choose travel and go by cruise ship. :P Hah, loopholed!
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u/BlumpkinDude 7h ago
That's not a loophole. If that is your choice then so be it.
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u/Petcai 7h ago
But cruise ship tickets include accommodation, meals, non-alcoholic drinks, entertainment and activities? It's a full paid holiday for $250.
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u/BlumpkinDude 7h ago
Just like picking an All inclusive hotel has some of the same benefits. It's not permanent and has to be used reasonably. So if you want that method of travel, then so be it.
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u/PathosRise 3h ago
Basically they're saying they can retire. Those cruise ships can get ritzy with voyages lasting for a year that comes with lodging, food etc. You can also pay for travel insurance as part of your booking and probably cover medical that way.
You can retire pretty dirt cheap by doing that.
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u/CrabbiestAsp 7h ago
Food. Groceries keep going up, so knowing it would be $250 max is nice. I was almost going to pick vacation because we do a lot of driving holidays, so accommodation is out biggest cost, but we don't go on heaps of holidays so idk if it would be worth it.
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u/TheHvam 5h ago
My god, do you buy groceries worth that much often? Like you would need to buy more just to make this worth it, you sure a car, vacation or some isn't worth more?
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u/CrabbiestAsp 5h ago
Our weekly grocery shop is roughly $250 to $300. Fresh fruit and meat are expensive where I live so that's me stretching our meat across meals. I'm sure it could cost a bit less if we went to different shops to get it but we normally just buy it all at the one store for convenience, so it adds up quickly.
If we had a $250 limit, I'd be able to get more food to meal prep good healthy lunches etc. So we weren't just having sandwiches or cup noodles for lunches.
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u/Mattchaos88 2h ago
Medical care.
Way to prove you're from USA.
First class ticket to Dubai?
I hate that your go to example is the trashiest vacation place on Earth.
To answer you anyway: don't need medical, don't want a car, most of my travel tickets are below 250$ and I'm not interested in most others, buyind food in bulk does not interest me at all and restaurant is always less than 250$, so I would take vacation. Does the Orient Express count as vacation ?
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u/raccoon-overlord 6h ago
Probably the car and just get a new car each time the warranty expires. The travel is very appealing as I travel a lot and it would save me a lot of money, but having a car that is constantly under warranty with a service package is great. Admittedly you're still going to be paying for insurance and running costs but a I guess you can always use the car to trade in against your new car as you are trading it and not selling it?
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u/ToxDocUSA 6h ago
Well, I have a wife and 4 kids so the food one, while tempting, is out because of the person limit.Ā If I could lock my weekly groceries to just $250, that would probably be the biggest cost saver per year.Ā Ā
I'm in the Army and will be for 20 years, so my healthcare is already free.Ā Out.Ā Ā
That leaves car and travel/vacation.Ā I'm not entirely clear on the disposition of cars if I'm done in 6 months (can't sell, already gifted to spouse...donate for a tax write-off?Ā Can spouse sell cars and become a money/car laundering process?).Ā Can I gift to my kid who's turning 16 soon?Ā I don't want to wind up with a dozen cars I'm having to insure, you know?
If travel includes my spouse and children, so all 6 of us for $250 total then I'd do that.Ā If not, then I'd pick the hotel option and just be sure "my" $250 lodging is always big and luxurious enough to have all of them stay too (thinking 6 bedroom air bnbs).Ā
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u/gaypuppybunny 6h ago
Does the spouse/SO rule apply only to one partner? Bc I have more than one, and that would get funky.
Honestly, most of these are thrown off by that. Food, travel, etc
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u/TheSarcasticDevil 6h ago
Medical - I'm Australian so medical care would never be a life-crushing debt issue. Also, would my monthly prescriptions now be $250 instead of ~$20? Or GP visits that were ($65 - medicare rebate) now $250? That's just worse.
Traveling - meh, I don't really care about travel
Vacation - Could be ok, but since I don't travel much my vacations are usually at/near home and not expensive anyway.
Food - my food/restaurant bills are really not getting expensive enough for this to be worth it. I'd have to bulk buy more than would fit in my house for this to be worth it. Only way to use this is to buy infinite food for shelters. It's not re-selling, it's giving it away.
Gotta go with Car. Even with the keeping it for 6 months caveat, I'll just get the warranty that guarantees x years of good service and/or upgrade to the brand-new model each year. Maybe I'll have a deal with the manufacturer that they take back the old car since the rules say I can't sell or gift it and I'd be fined for just dumping it somewhere lmao.
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u/SPerry8519 5h ago
Car, brand new 0 miles truck every 6 months? Sign me the fuck up.....I could EASILY use that to get my business back on the road and not worry about break downs because im 90% sure a BRAND NEW vehicle won't have any major issues within 6 months if I maintain it properly
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u/Different-Post-5569 5h ago
Oooooh, I'm torn between travel and cars. Being able to get first class transport whenever I want for relatively cheap would be really nice. I also really love cars, and the thought of being able to get whatever I want is nice too.
I think I'd go with travel due to the 1 car at a time exemption. If I was allowed to collect them I'd probably go with that.
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u/Dolnikan 5h ago
I'd probably pick food. Sure, right now it might seem a bit excessive, but in a couple of years? It really adds up quickly with inflation. And don't underestimate groceries. Lots of things can be bought in large amounts. I'd just have to invest in some nice freezers.
But then again, cars are very, very expensive and even just getting one for free saves a lot of money. Sure, you can only trade it in after half a year, but let's be honest, it's pretty unlikely that a new car is going to have issues not covered by the warranty within half a year.
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u/TheHvam 5h ago
Tbh, I would pick vacation, or maybe a car, but a vacation you could just go to any place you want and pick the best location there is, and most 5 star places probably also have lots of other things included.
Healthcare is pointless for me, as I got free healthcare where I live.
Travel isn't that bad, I would expect the vacation itself would be more expensive than the travel.
Food is fine I guess, but 250 is a lot for food anyways, and I don't eat out that much.
So most likely vacation, I could spend a fair bit of time on a vacation, so that would probably give me the best bang for my buck.
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u/PhysicsTeachMom 5h ago
Good. My grocery bill is more than my car payment and I have a brand new car. But Iād shop for the entire month or more and stock up on long-term stables. I can easily spend more than $250 at a warehouse type grocery store. I have a deep freezer, dehydrator, and I can, so long-term storage isnāt a problem.
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u/New_Construction_111 5h ago
Rent. A nice 2 or 3 bedroom apartment with 2 bathrooms in the nicest part of my city of choice? Only $250 every month for the rest of my life.
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u/team_suba 5h ago edited 5h ago
Vacation is the best value here. Unless you just spam cars but that does nothing for you.
But vacation is very vague on whatās reasonable. Is an 100 day cruise reasonable? RC has a 300 day one coming up? Is a 2 week vacation every month reasonable? Every other month?
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u/goyafrau 4h ago
Traveling. You can fly anywhere you want, or travel any way you want, and it will cost $250.
Elon's gonna pay me a lot of money for this one. So is NASA. And the Chinese. Oh man. I'm gonna be very rich. And live a very exciting life.
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u/BelowXpectations 3h ago
I live in a developed nation so medical isn't needed.
I'm not really a car person. I'm okay with a regular car so that one is out as well.
I do travel a lot so travel or vacation could be quite interesting and it would enable me to experience much of the world.
We all eat whether it's a fancy dinner or going to the grocery store. It adds up over the years. Going grocery shopping basically once a month buying anything you want. Not to mention having friends and family to nice restaurants for a very decent price.
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u/Melodic-Hat-2875 3h ago
Car. Drive for 6 months, gut it. Sell the parts. New car. I cannot sell the vehicle as a unit, but individual parts?
I saw nothing preventing that loophole.
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u/REEEEEEE3EEEEE 3h ago
Oh boy. Iāll start hauling cargo while traveling. If I own my method of transportation the $250 donāt only cover the ticket price, but the complete operating cost.
Only $250 for a whole container ship route sounds like itād leave a pretty sweet profit margin.
Edit: One more thing. Strictly speaking this doesnāt even benefit me, as I am bound to stick to a mode of transportation that isnāt convenient or comfortable. Iād go as far as saying itād inconvenience me while making me some decent cash on the side.
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u/International-Bet384 3h ago
Funny enough, the first choice is real in most of Europe. Mom had a cancer with daily ā¬500 meds, she never paid a cent for it.
As far as I remember, I never paid more than ā¬45 for anything (MRI, scanner, dental, etc).
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u/Wrong_Basket_9431 3h ago
Probably vacation. A 3 week 5 star holiday including for 250,- would be crazy and save me more than going there in business class and having to pay for it myself.
Health costs I donāt really care about since I am insured and it costing 250,- would actually raise my costs.
Food is pretty nice too and an option but spending 250,- would mean I would have to buy groceries for like 1,5 week in advance ,which I never really do, to even get some benefit.
Car I guess would be best return on investment since I can get a 300k car for 250 but at the same time while it is great I think the joy I recieve from being able to cheaply go on every single holiday all over the world for the next decades would probably eclipse the joy I get from driving a lamborghini.
It would however be car if it means I can sell the car.
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u/Future-Chemical3631 3h ago
Im french so option 1 is a malus š« ill take the car option. A nice experimental electric/solar one
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u/sunalee_ 2h ago
Healthcare : donāt have to worry about that since I live in a 1st world country.
I think Iād pick vacation. Cars are tempting, but I also have reliable public transportation here, and food, my monthly spending doesnāt go above 250ā¬ anyway so that wouldnāt be of much help.
Vacationing in the best places in the world for almost nothing is a dream.
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u/Whose_my_daddy 2h ago
Medical. The long-term care part sold me! Iāve seen some very luxurious places. That would alleviate any worry about burdening my children. It would also keep me from being greedy or contribute to more junk in this world (like the car).
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u/DisgruntledWarrior 2h ago
Thereās only two reasonable picks but none of these are that valuable.
What is the maximum number of days you can stay on the 250$ vacation.
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u/MissMurderpants 2h ago
What if I have a car, say a corvette and I decide I want it for a couple of years. I gift it to my spouse because I canāt drive anymore.
I die. Does my spouse get to then sell the car knowing they wonāt get another real like that ?
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u/Fuzzy974 2h ago
Travelling or Vacation definitely.
Just because I already have enough health care with my job and by living in Western Europe.
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u/PluckinCanuck 1h ago
re. the medical care option: Tell me youāre American without telling me youāre American. It must be super stressful living in a place where you need a credit card instead of your national health card when you go to the hospital.
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u/DumbScotus 1h ago
Everyone outside America: āWhy would medical care be included in these options??ā
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u/sk613 1h ago
Groceries sound like a good deal. I do a huge stock up once a month for $500 worth of groceries and then supplement weekly. I could adjust that and do more of the stock up. Easily save myself $300 a month which comes out to $3600 a year of money I would usually spend (unlike vacation which would be spending extra money).
The car is also tempting though
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u/HDThoreauaway 1h ago
Businesses. $250 for Amazon. $250 for Apple. $250 for Meta, which I close. $250 for Exxon, which I convert to a renewable energy company. $250 for UnitedHealthcare, which I turn into a non-profit.
I donāt plan on making a profit, I plan on doing the opposite: losing tremendous amounts of āvalueā to improve the world.Ā
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u/inverse2000 1h ago
Property/ Real Estate.
I can have a home next to office, another next to the beach, one downtown, etcā¦ Since all additional associated costs are a percentage of the home value (Taxes, closing costs, etcā¦) I would be paying way less even with multiple homes, than what Iām currently paying.
Travelling? I never have to book a hotel ever again. Iāll just buy a new home anywhere I want to travel: a penthouse right smack in the middle of Manhattan, a townhouse in Mayfair, a flat in Shibuya, a Villa in the south of France, a ski cabin in the Aspens, a private island in the South Pacific, etcā¦
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u/AJHenderson 1h ago
Car and food are both really bad options. If you have an accident within the 6 months with irreparable damage you are screwed with the car. The food won't even cover a moderate size nuclear family going to dinner and getting a $250 bill for a group of 4 is really hard and still extremely expensive. Same problem applies to groceries as it would be hard to keep grocery bills that high.
Health care, they would just figure out ways to charge you for different things from different people to still get money. If that's somehow magically prevented then we need to know more about what makes a new event, but compared to most insurance this is also expensive.
Flights would be a potentially ok option but really would be spending more to upgrade flights. Airlines would quickly refuse to sell you packaged flights and make you buy individual flights making it so most normal flights would be cheaper individually but atleast you'd get first class.
Vacations is probably the best option on the list given the problems with all the rest.
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u/Asleep_Throat_4323 1h ago
Car^ sell cars 250 to family, and if the curse is bypassed by that great and if not me and one other person has cheap cars forever:)
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u/Apprehensive-Ad-8198 1h ago
Iām from the UK but Iād take medical.
I now have access to private healthcare for big issues and it costs me next to nothing (relative to what it could) and is done quicker and with less of the NHS related drama.
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u/alecesne 1h ago
So if I have a family of 4, and invite friends to dinner, is it still $250 if I pick up the check for the whole table?
Groceries are often over $250 anyway, especially with a run to Costco or the Chinese grocery store.
Just shop once a month and consider yourself blessed.
Though honestly, medical care is the safest choice here.
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u/Uter83 1h ago
Food. Im Canadian, so no need for healthcare. Travel and accommodations are too rare to be useful. You had me at car until I ended up responsible for insurance. Insurance on anything nice is going to run far too much for me to afford. So food. Food especially if I can count anytging I can buy at a grocery store. I can buy a tonne once or twice a year in bulk (jams/jellies, peanut butter, spices, canned goods, baking staples, granola bars, oatmeal, freezables, etc...), and monthly I can buy a month's worth of quality meat(Steak, prime rib, lamb, brisket, chicken), veggies (potatoes, onions, mostly stuff that will last). Then all i end up responsible for is fruit and greens that dont last long.
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u/mothhair 1h ago
I'd have to say medical care. There is a ton of shit I'm dealing with because my insurance won't cover it
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u/thistreestands 1h ago
Medical for sure. The one thing that is hard to factor in retirement is health care costs. Combined with the fact my long term care (at a posh place) is only gonna be $250 - no brainer for me.
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u/Hot_Application4892 57m ago
Buying a meat freezer, clearing out the garage and buying 2k worth of food every other month for life.
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u/PhyllisTheFlyTrap 45m ago
Taxes. I would get so much more from my paycheck that all the things you mentioned would become much more affordable, and be able to invest a lot more to help earn even more.
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u/PandaMime_421 43m ago
Given these options I think I'd go with car. I could drive a different car every 6 months, or buy gifting one to my SO (and offsetting the timing) I'd be buying one every 3 months (one for me, then 3 months later one for her). We'd go through all of our dream cars, we'd try out the latest technology in new cars, it'd be a lot of fun.
What happens to the cars after 6 months is up and I buy a new one, though? It says I can't own more than 1 at a time and I can't resell it or gift it to anyone other than SO. Does the car just case to exist when I buy a replacement 6 months later?
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u/Shivdaddy1 40m ago
Food is dumb. Maybe if it was $2.50.
Medical care. No thanks.
Airfare could be cool. Can I rent out PJs and bring on as many people as I want?
Vacation seems ideal. Lavish all inclusive vacations 5-6 times a year? This could be millions of dollars a year.
Car - what am I 12? Maybe if it included everything and I could have 2 at once.
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u/thirstposting69 33m ago
How about housing? Itās the biggest expense for most of us. The ability to rent any home I choose for an all inclusive price of $250/month would be one hell of a life hack. Thatās less than many Americans pay for their power bill alone.
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u/Icy_Hold_5291 31m ago
T-bills. I donāt sell I just wait for redemption and I get a built in 75% return. Everything else is cheap for me now
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u/Late_Increase950 18m ago
Each politician will have to pay each voter who voted for them $250 after the vole tally to take their position. If they can't afford the payment, they don't get the job.
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u/TurbulentPhysics7061 15m ago
Houses.
Man. I could house so many people for so extremely cheap. Crime rates would drop dramatically, happiness would increaseā¦ fuck yeah. Absolutely houses
I know itās not an option, but fuck.
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u/BteamBomber21 3h ago
I'm going to buy stock options of any stock I choose. At $250 per contract I'm gonna get all the possible upside off the stocks without the risk. Best loophole there is.
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u/AutoModerator 8h ago
Copy of the original post in case of edits: You are presented this deal. You get to choose one of several things that will cost at most $250. Things can still be less, but if you go to buy or pay for something, you have a special discount that will be applied so the price is $250. The catch is, if you buy something that costs way more, you cannot resell it. It is for your use only or for your immediate family, but they cannot own it. Here are the choices:
Medical care. Your current insurance, if you have it, is still in place. But if you develop cancer, or something else serious, all of the treatment for it would cost no more than $250. If you need long term care, $250. If you need a really expensive medication for a long period of time, $250. If you need extensive rehab, $250. This extends to your immediate family, children, spouse, parents.
Traveling. You can fly anywhere you want, or travel any way you want, and it will cost $250. First class ticket to Dubai? $250. However, this applies to just your travel. Your hotel, activities, food, etc are not part of this. But your travel from point A to point B is not going to cost more than $250.
Vacation. Just the reverse of above. Anywhere you travel to, your accomodations cannot cost more than $250. That doesn't mean you can be permanently on vacation. It is reasonable and the entity granting this will know what is and isn't reasonable. Luxury 5 star hotel? $250 total. This also applies to any Airbnb or anything like that. This doesn't count towards other costs of your vacation. If there are things included with your stay, like if it's all inclusive, that's fine.
Car. You can purchase any car you like and it will cost no more than $250. If you are married or something, you can gift one car to your spouse or SO. However you cannot own more than one car at a time. You cannot resell it or gift it to anyone but your SO. You are responsible for all gas, insurance, repairs, etc. If you want to get a new car, you have to wait 6 months before you can. Same rules apply for your SO, but you have to do it, they can't go buy it. If it breaks down in those 6 months, you have to pay for repairs.
Food. Any restaurant, grocery store, etc. You can go to the nicest, fanciest most exclusive restaurants, and your check will never exceed $250. You cannot host more than 3 other people. You have to pay and cannot accept money from your party of up to 3. It has to come from you. If you go to the grocery store, you can buy anything you want, but pay no more than $250. You can't resell anything you buy though. Or accept compensation in any other way.
This choice lasts for life and you get one chance at it. You cannot use your discount to profit or anyone close to you in any way. There's no loophole that allows you to. What is your choice?
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u/Chillon420 5h ago
"Medical care. Your current insurance, if you have it, is still in place. But if you develop cancer, or something else serious, all of the treatment for it would cost no more than $250. If you need long term care, $250. If you need a really expensive medication for a long period of time, $250. If you need extensive rehab, $250. This extends to your immediate family, children, spouse, parents." => just live in europe :D
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u/RaggamuffinTW8 4h ago
I think vacation.
I get 6 weeks of holiday time paid per year, i usually go away to cheap places or places i have friends where I can stay with them.
if its 250 dollars for a 2 week stay in a 5 star resort I do that three times a year instead of taking multiple small trips to places where I can stay on the cheap. I fly using budget airlines so i just pick a bunch of locations that have direct routes from my local airport.
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u/falknorRockman 8h ago
I would go with Traveling because of how OP said "your travel from point a to point b is not going to cost more than $250". this opens up a loophole to make all vacations and cars $250 max also because if you make point A to Point B as leaving and returning to your house it covers all travel between the two points. Hotels and the activities between point a and point b are part of the travel experience.
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u/big_sugi 7h ago
āYour hotel, activities, food, etc. are not part of this.ā
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u/team_suba 5h ago
Rent a camper van or bus with a driver across countries for $250. Technically still your transportation
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u/Commercial_Education 7h ago
Taking thr car option and selling g high end cars for flipping after 6 months with low miles.
No rules on profiting after the 6 months are up.
People would be on a wait list to get their dream cars at 1/3the sticker price new and be happy about it. Plus wife would use her car as the daily driver. 2 years later and my 5 car has sold and my house is paid off.
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u/big_sugi 7h ago
āYou cannot use your discount to profit or anyone close to you in any way. Thereās no loophole that allow you to.ā
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u/Memone87 7h ago
I choose the car, but. Choose a race car. I now actually make money racing in whatever series I choose.
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u/big_sugi 7h ago
The car itself is the least expensive part of a racing team for anything other than Formula 1, and if you want to try that, youāre going to need a couple million bucks on hand just to get started with a team, fuel, and spare parts. Itās $35k just for the tires for one race.
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u/Memone87 6h ago
You have a lot of assumptions here. Like I donāt know what Iām doing. Also, formula 1 is ass
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u/Shrikeangel 7h ago edited 7h ago
Cashiers checks - no matter their value.Ā Using them/cashing them isn't contingent on resale.Ā
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u/Skxawng_3600 8h ago
No, no I am not. Gas? Yes. Insurance? Yes. Repairs? Well, most repairs run more than $250 anyway, so given the next car would only cost $250, I wouldn't be on the hook for repairs. I'd be on the hook for $250 for a new car the first time my existing car needs and kind of real repair.
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